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Mailing Address: Office of Student Financial Services The University of Alabama in Huntsville |
Student loan forms and information
If this is your first time borrowing student loans at UAH, click here,
if you have had prior student loans at UAH, click here to accept this year’s loan.
| Loan change/Request Forms 2008-2009 Loan Change Form 2007-2008 Loan Change Form |
Loan Counseling Entrance Counseling Exit Counseling |
| Promissory Notes Promissory Note for Student Loans Promissory Note for Parent PLUS Loans |
Deferment/Consolidation/Important Info Deferment Form Consolidation Info. Important Loan Info. |
***Although it is sometimes necessary to borrow money to finance an education, caution is advised. Generally, a student should not rely primarily on loans and is advised not to borrow more than what is needed to meet expenses. ***
Federal Direct Stafford Loans:
Low interest loans for undergraduate and graduate students, with maximum loans limits per year as follows:• $3,500 for first year undergraduates
• $4,500 for second year undergraduates
• $5,500 for students who have completed two years of study to a total of $23,000 as an undergraduate
• $8,500 for graduate and professional school students to a total of $65,500 including funds borrowed as an undergraduate
If eligible, independent students may borrow additional money through the Federal Direct Unsubsidized Stafford Loan Progam as follows:
• First and second year independent undergraduates may borrow up to an additional $4,000 in unsubsidized loans if eligible.
• Third and fourth year independent undergraduates may borrow up to an additional $5,000 in unsubsidized loans if eligible.
• Graduate and professional students may borrow up to an additional $12,000 in unsubsidized loans if eligible.
Repayment begins six months after graduation or when the student drops below half-time attendance.
The interest on the subsidized loans is paid while the student is in school.
The interest on the unsubsidized loans will start accruing when the loan is disbursed.
The amount a student may borrow is limited to financial eligbility. Also, Stafford loans will be subject to a 3% origination fee.
Interest rates are variable up to 8.25% maximum.
Total indebtedness cannot exceed $23,500 for a dependent undergraduate or $138,500 as a graduate or professional student
Federal Plus Loan:
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Federal PLUS Loans are for parents to assist with payment of education expenses for sons and daughters. These loans provide additional funds for education expenses and are not need-based. Funds are provided by the Dept. of Education. Each year parents may borrow up to the cost of education less financial aid (provided that the student has submitted the current academic year's FAFSA). Repayment for PLUS Loans will begin 60 days after the last disbursement.
- Click Here for 2008-2009 PLUS Loan Application
- Click Here for 2007-2008 PLUS Loan Application
Loan disbursements will be delayed for 30 days from the beginning of the term for Freshmen / first-time borrowers (this does not apply to the Parent PLUS loan). Loan funds will remain on the student's account but will not be disbursed until the delay date and will be canceled if the student withdraws or otherwise becomes ineligible before the disbursement date.
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